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Form 1099-RInformation Returns (1099, W-9)

Distributions from Pensions, Annuities, Retirement Plans, IRAs

Reports distributions from retirement accounts: 401(k), IRA, pension, annuity. Used to determine taxability of distributions.

Who Files This Form

Pension plans, IRA custodians, and others making retirement distributions ($10+)

Due Date

January 31 to recipient, February 28 (paper) or March 31 (e-file) to IRS

Important Notes

Early distributions (before age 59½) may be subject to 10% additional tax unless an exception applies. Roth IRA qualified distributions are tax-free.

Official IRS Source

Always download the current version and instructions from the IRS website before filing.

View on irs.gov
Educational Reference Only: This is general information about Form 1099-R, not tax advice. Form instructions change annually. Always download the current version from irs.gov and read the official instructions. Consult a qualified tax professional for your specific situation. Read full disclaimer →