Informal Structure

General Partnership

Two or more people own and run a business together. Like a sole proprietorship, there is no liability protection. Each partner is personally on the hook for business debts, including debts run up by the other partner.

Ownership

Two or more individuals (or entities)

Pass-Through Taxation

Yes

State Filing Required

No

Self-Employment Tax

Yes

Liability Protection

None. Every general partner is personally liable for all partnership debts, including debts created by other partners. Joint and several liability applies.

Federal Tax Treatment

Partnership files an information return (Form 1065) but pays no federal income tax itself. Each partner receives a Schedule K-1 showing their share of profit/loss, which they report on their personal return.

Self-Employment Tax

Yes for general partners. They pay self-employment tax on their distributive share of partnership income.

Formation & Compliance

How to Form

No state filing required to create a partnership. A written partnership agreement is strongly recommended (but not legally required) to spell out profit splits, decision-making, and buyout rules.

Ongoing Compliance

File Form 1065 annually, issue Schedule K-1s to each partner, maintain partnership records. Some states require annual partnership registration.

Advantages
  • Easy and inexpensive to form
  • Shared responsibility and capital
  • Pass-through taxation (no entity-level tax)
  • Flexible profit and loss allocation among partners
Disadvantages
  • Unlimited personal liability for ALL partners
  • Each partner is liable for actions of other partners
  • Partnership dissolves when a partner leaves or dies unless agreement says otherwise
  • Potential for disputes without a clear written agreement
  • Self-employment tax on partnership income
Best For

Small businesses with co-founders who trust each other completely and have low liability risk. Most partnerships should consider converting to an LLC for liability protection.

Common Tax Forms
  • Form 1065 (Partnership Return)
  • Schedule K-1 (Partner's Share)
  • Schedule E (Form 1040)
  • Schedule SE

See our Tax Forms reference for details on each form.

Educational Content Only: This is general information about General Partnership, not legal or tax advice. Entity formation involves state-specific requirements, fees, and compliance obligations. Always consult a licensed business attorney and CPA before forming an entity or making tax elections. Read full disclaimer →